:root{--navy:#071a3b;--blue:#0d3b73;--royal:#1762a7;--sky:#e9f3ff;--ice:#f5f9fd;--gold:#c9a45c;--ink:#152238;--muted:#5f6c7d;--white:#fff;--line:#dbe5ef;--shadow:0 22px 60px rgba(7,26,59,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',sans-serif;line-height:1.65;background:#fff}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1160px,calc(100% - 40px));margin:auto}.topbar{background:#041329;color:#d8e5f4;font-size:.82rem}.topbar-inner{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}.topbar a:hover{color:#fff}.dot{margin:0 10px;color:var(--gold)}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(15px);box-shadow:0 1px 0 rgba(7,26,59,.08)}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-family:'Playfair Display',serif;font-size:1.35rem;font-weight:700;color:var(--navy)}.brand small{display:block;font-family:'DM Sans',sans-serif;font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:600}.brand-mark{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--royal));color:#fff;font-family:'DM Sans',sans-serif;font-size:.8rem;letter-spacing:.08em}.navlinks{display:flex;align-items:center;gap:25px;font-weight:600;font-size:.94rem}.navlinks>a:not(.button):hover{color:var(--royal)}.lang{border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:999px;padding:8px 12px;font-weight:800;cursor:pointer}.menu-button{display:none;border:0;background:none;font-size:1.5rem;color:var(--navy)}.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 23px;border-radius:999px;background:linear-gradient(135deg,var(--royal),var(--blue));color:#fff;font-weight:700;box-shadow:0 10px 24px rgba(13,59,115,.22);transition:.2s transform,.2s box-shadow}.button:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(13,59,115,.3)}.button.small{min-height:42px;padding:0 18px;font-size:.88rem}.button.ghost{background:transparent;border:1px solid rgba(255,255,255,.45);box-shadow:none}.button.light{background:#fff;color:var(--navy);box-shadow:none}.button.outline-light{background:transparent;border:1px solid rgba(255,255,255,.45);box-shadow:none}.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#061733 0%,#0b3264 58%,#1762a7 100%);color:#fff}.hero:after{content:"";position:absolute;inset:auto -8% -45% 38%;height:600px;border:1px solid rgba(255,255,255,.14);border-radius:50%;transform:rotate(-8deg)}.hero-glow{position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(93,173,255,.28),transparent 67%);right:-120px;top:-130px}.hero-grid{position:relative;z-index:2;min-height:690px;display:grid;grid-template-columns:1.12fr .88fr;align-items:center;gap:68px;padding-top:70px;padding-bottom:70px}.kicker{display:inline-block;color:#bcdcff;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;font-weight:800}.kicker.dark{color:var(--royal)}h1,h2,h3{line-height:1.13;margin:0}h1,h2{font-family:'Playfair Display',serif}h1{font-size:clamp(3.05rem,6vw,5.45rem);max-width:790px;letter-spacing:-.035em;margin:20px 0 25px}h2{font-size:clamp(2.15rem,4vw,3.55rem);letter-spacing:-.025em}.hero-copy>p{font-size:1.16rem;max-width:680px;color:#dce9f8;margin:0 0 30px}.hero-actions{display:flex;flex-wrap:wrap;gap:13px}.proof{margin-top:32px;display:flex;flex-wrap:wrap;gap:16px 25px;color:#d9e8f6;font-size:.9rem}.portrait-wrap{display:flex;justify-content:center}.portrait-card{position:relative;width:min(430px,100%);border-radius:220px 220px 30px 30px;padding:10px;background:linear-gradient(160deg,rgba(255,255,255,.7),rgba(255,255,255,.12));box-shadow:0 35px 70px rgba(0,0,0,.28)}.portrait-card img{width:100%;height:535px;object-fit:cover;object-position:center top;border-radius:210px 210px 23px 23px}.portrait-badge{position:absolute;left:-30px;bottom:35px;background:#fff;color:var(--navy);padding:15px 22px;border-radius:16px;box-shadow:var(--shadow)}.portrait-badge strong,.portrait-badge span{display:block}.portrait-badge span{font-size:.77rem;color:var(--muted)}.trust-strip{background:#fff;box-shadow:0 10px 45px rgba(7,26,59,.08)}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);padding:28px 0}.trust-grid>div{padding:3px 34px;border-right:1px solid var(--line)}.trust-grid>div:first-child{padding-left:0}.trust-grid>div:last-child{border:0}.trust-grid strong,.trust-grid span{display:block}.trust-grid strong{color:var(--navy)}.trust-grid span{font-size:.86rem;color:var(--muted)}.section{padding:105px 0}.section-head{max-width:760px;margin-bottom:48px}.section-head h2{color:var(--navy);margin:13px 0 18px}.section-head p{color:var(--muted);font-size:1.05rem}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.service-card{position:relative;padding:34px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:0 10px 30px rgba(7,26,59,.045);transition:.25s}.service-card:before{content:"";position:absolute;left:0;top:30px;width:3px;height:55px;background:linear-gradient(var(--royal),var(--gold));border-radius:0 3px 3px 0}.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#c8d9e9}.service-card .icon{width:47px;height:47px;display:grid;place-items:center;border-radius:13px;background:var(--sky);color:var(--royal);font-size:1.5rem;margin-bottom:25px}.service-card h3{color:var(--navy);font-size:1.2rem}.service-card p{color:var(--muted);margin-bottom:0;font-size:.94rem}.statement{padding:80px 0;background:linear-gradient(115deg,#081c3d,#0e427e);color:#fff}.statement-grid{display:grid;grid-template-columns:1fr auto;align-items:center;gap:50px}.statement h2{max-width:780px;margin-top:12px;font-size:clamp(2rem,4vw,3.25rem)}.about{background:var(--ice)}.about-grid{display:grid;grid-template-columns:.82fr 1.18fr;align-items:center;gap:85px}.about-photo{position:relative}.about-photo>img{width:100%;max-height:590px;object-fit:cover;object-position:center top;border-radius:30px;box-shadow:var(--shadow)}.experience{position:absolute;right:-25px;bottom:35px;width:200px;padding:20px;background:#fff;border-radius:18px;box-shadow:var(--shadow)}.experience strong{display:block;font:700 2rem 'Playfair Display',serif;color:var(--royal)}.experience span{font-size:.78rem;color:var(--muted)}.about h2{color:var(--navy);margin:14px 0 22px}.about p{color:var(--muted);font-size:1.03rem}.text-link{font-weight:800;color:var(--royal)}.narrow{max-width:900px}.faq-section{background:#fff}.faq details{border-bottom:1px solid var(--line);padding:0}.faq summary{cursor:pointer;list-style:none;padding:23px 8px;font-weight:800;color:var(--navy);font-size:1.06rem}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;color:var(--royal);font-size:1.35rem}.faq details[open] summary:after{content:"–"}.faq details p{padding:0 8px 23px;margin:0;color:var(--muted)}.contact{padding-top:40px}.contact-card{border-radius:28px;padding:62px;background:linear-gradient(120deg,#071a3b,#0e4b8d);color:#fff;display:grid;grid-template-columns:1fr auto;align-items:center;gap:40px;box-shadow:var(--shadow)}.contact-card h2{margin:12px 0 16px}.contact-card p{max-width:650px;color:#d9e7f5}.contact-buttons{display:flex;flex-direction:column;gap:12px;min-width:230px}footer{margin-top:95px;background:#041329;color:#d6e2ef;padding:65px 0 25px}.footer-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:70px}.footer-brand{color:#fff}.footer-grid p{max-width:420px;color:#9fb2c7}.footer-grid h3{color:#fff;font-size:1rem;margin-bottom:16px}.footer-grid>div>a,.footer-grid>div>span{display:block;margin:8px 0;color:#b8c7d7;font-size:.9rem}.socials{display:flex;flex-wrap:wrap;gap:10px 15px}.socials a{color:#b8c7d7;font-size:.9rem}.disclaimer{border-top:1px solid rgba(255,255,255,.1);margin-top:50px;padding-top:25px;font-size:.75rem;color:#8497ab}.floating-whatsapp{position:fixed;right:22px;bottom:22px;z-index:70;padding:13px 18px;border-radius:999px;background:#1f9d62;color:#fff;font-weight:800;box-shadow:0 14px 35px rgba(0,0,0,.25)}@media(max-width:960px){.topbar{display:none}.menu-button{display:block}.navlinks{display:none;position:absolute;left:20px;right:20px;top:76px;padding:22px;border-radius:18px;background:#fff;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.hero-grid,.about-grid{grid-template-columns:1fr}.hero-grid{padding-top:70px}.hero-copy{text-align:center}.hero-copy>p,.section-head{margin-left:auto;margin-right:auto}.hero-actions,.proof{justify-content:center}.portrait-card{max-width:390px}.trust-grid{grid-template-columns:1fr}.trust-grid>div{border-right:0;border-bottom:1px solid var(--line);padding:18px 0}.service-grid{grid-template-columns:repeat(2,1fr)}.statement-grid,.contact-card{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}@media(max-width:620px){.container{width:min(100% - 28px,1160px)}.nav{min-height:72px}.brand{font-size:1.18rem}.brand small{font-size:.58rem}.brand-mark{width:39px;height:39px}.hero-grid{min-height:auto;gap:45px;padding:62px 0}.hero-copy{text-align:left}.hero-actions,.proof{justify-content:flex-start}.hero-actions .button{width:100%}.portrait-card img{height:430px}.portrait-badge{left:10px;right:10px;bottom:18px}.service-grid{grid-template-columns:1fr}.section{padding:78px 0}.statement{padding:65px 0}.trust-strip{display:none}.about-grid{gap:50px}.experience{right:10px;bottom:15px}.contact-card{padding:38px 25px}.contact-buttons{min-width:0}.footer-grid{grid-template-columns:1fr;gap:35px}.footer-grid>div:first-child{grid-column:auto}.topbar-inner{display:none}h1{font-size:2.8rem}.floating-whatsapp{right:14px;bottom:14px}}
.calculator-section{background:linear-gradient(180deg,var(--ice),#fff)}
.calculator-card{display:grid;grid-template-columns:1.25fr .75fr;border:1px solid var(--line);border-radius:28px;overflow:hidden;background:#fff;box-shadow:var(--shadow)}
.calculator-form{padding:42px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.calc-field{display:flex;flex-direction:column;gap:8px}.calc-field label{font-weight:800;color:var(--navy);font-size:.92rem}
.calc-field input{width:100%;height:52px;border:1px solid #cbd9e7;border-radius:12px;padding:0 14px;font:600 1rem 'DM Sans',sans-serif;color:var(--ink);background:#fff;outline:none}
.calc-field input:focus{border-color:var(--royal);box-shadow:0 0 0 4px rgba(23,98,167,.12)}
.money-input{position:relative}.money-input span{position:absolute;left:14px;top:50%;transform:translateY(-50%);font-weight:800;color:var(--muted)}.money-input input{padding-left:31px}
.calc-actions{grid-column:1/-1;display:flex;align-items:center;gap:18px;padding-top:8px}.calc-reset{border:0;background:transparent;color:var(--royal);font-weight:800;cursor:pointer;padding:12px}
.calculator-result{padding:48px 38px;background:linear-gradient(145deg,#071a3b,#0e4b8d);color:#fff;display:flex;flex-direction:column;justify-content:center}.result-label{font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:#bcdcff}.calculator-result>strong{font:700 clamp(2.8rem,5vw,4.8rem) 'Playfair Display',serif;margin:10px 0 8px;line-height:1}.calculator-result>p{color:#d8e6f5;margin:8px 0 22px}.result-breakdown{border-top:1px solid rgba(255,255,255,.18);border-bottom:1px solid rgba(255,255,255,.18);padding:14px 0;margin-bottom:24px}.result-breakdown div{display:flex;justify-content:space-between;gap:18px;padding:7px 0;font-size:.88rem}.result-breakdown span{color:#c7d7e8}.result-button{width:100%;margin-top:4px}.calculator-note{max-width:950px;margin:18px auto 0;color:var(--muted);font-size:.78rem;text-align:center}
@media(max-width:960px){.calculator-card{grid-template-columns:1fr}.calculator-result{min-height:440px}}
@media(max-width:620px){.calculator-form{grid-template-columns:1fr;padding:28px 20px}.calc-actions{flex-direction:column;align-items:stretch}.calc-actions .button{width:100%}.calculator-result{padding:38px 24px;min-height:auto}.calculator-result>strong{font-size:3rem}.result-breakdown div{font-size:.8rem}}

/* Version 4 interactive tools */
.tools-section{background:#f5f9fd}.tool-tabs{display:flex;gap:10px;flex-wrap:wrap;margin:-8px 0 28px}.tool-tab{border:1px solid var(--line);background:#fff;color:var(--navy);font:800 .88rem 'DM Sans',sans-serif;padding:12px 17px;border-radius:999px;cursor:pointer}.tool-tab.active{background:var(--navy);color:#fff;border-color:var(--navy)}.tool-panel{display:none}.tool-panel.active{display:block}.interactive-card,.mini-calculator{border:1px solid var(--line);border-radius:26px;background:#fff;overflow:hidden;box-shadow:var(--shadow)}.score-card{display:grid;grid-template-columns:1.4fr .6fr}.score-form{padding:38px}.score-form>h3,.mini-calculator h3{font:700 1.65rem 'Playfair Display',serif;color:var(--navy)}.score-form>p,.mini-calculator p{color:var(--muted)}.score-questions{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:25px 0}.score-questions label,.mini-calculator label{display:flex;flex-direction:column;gap:8px;color:var(--navy);font-weight:700;font-size:.88rem}.score-questions select,.mini-calculator input{height:48px;border:1px solid #cbd9e7;border-radius:11px;padding:0 12px;background:#fff;font:600 .95rem 'DM Sans',sans-serif;color:var(--ink)}.score-result{padding:38px;background:linear-gradient(145deg,#071a3b,#0e4b8d);color:#fff;display:flex;flex-direction:column;justify-content:center}.score-result>span{color:#bcdcff;font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;font-weight:800}.score-result>strong{font:700 5rem 'Playfair Display',serif;line-height:1;margin-top:12px}.score-result>em{font-style:normal;color:#bcdcff;margin-bottom:15px}.score-meter{height:10px;background:rgba(255,255,255,.18);border-radius:999px;overflow:hidden}.score-meter i{display:block;width:0;height:100%;background:#fff;border-radius:999px;transition:.4s}.score-result p{color:#dce9f8;min-height:72px}.mini-calculator{display:grid;grid-template-columns:1.2fr .8fr}.mini-calculator>div{padding:40px;display:grid;grid-template-columns:1fr 1fr;gap:18px}.mini-calculator h3,.mini-calculator>div>p{grid-column:1/-1}.mini-calculator button{align-self:end}.mini-calculator aside{background:linear-gradient(145deg,#071a3b,#0e4b8d);color:#fff;padding:42px;display:flex;flex-direction:column;justify-content:center}.mini-calculator aside span{color:#bcdcff;text-transform:uppercase;font-weight:800;font-size:.78rem;letter-spacing:.1em}.mini-calculator aside strong{font:700 clamp(2.5rem,5vw,4.5rem) 'Playfair Display',serif;margin:12px 0}.mini-calculator aside p{color:#dce9f8}.learning-section{background:#fff}.learning-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.learning-grid article{border:1px solid var(--line);border-radius:20px;padding:30px;background:#fff;box-shadow:0 10px 30px rgba(7,26,59,.05)}.learning-grid article>span{color:var(--royal);font-weight:900;letter-spacing:.1em}.learning-grid h3{color:var(--navy);font-size:1.25rem;margin:16px 0 10px}.learning-grid p{color:var(--muted)}.learning-grid a{color:var(--royal);font-weight:800}.learning-cta{margin-top:28px;background:var(--ice);border:1px solid var(--line);border-radius:20px;padding:28px 32px;display:flex;align-items:center;justify-content:space-between;gap:25px}.learning-cta h3{color:var(--navy)}.learning-cta p{color:var(--muted);margin-bottom:0}
@media(max-width:960px){.score-card,.mini-calculator{grid-template-columns:1fr}.learning-grid{grid-template-columns:1fr 1fr}.score-result{min-height:360px}}
@media(max-width:620px){.score-form{padding:25px 20px}.score-questions{grid-template-columns:1fr}.mini-calculator>div{grid-template-columns:1fr;padding:28px 20px}.mini-calculator h3,.mini-calculator>div>p{grid-column:auto}.mini-calculator aside{padding:32px 23px}.learning-grid{grid-template-columns:1fr}.learning-cta{align-items:stretch;flex-direction:column}.learning-cta .button{width:100%}.tool-tabs{flex-wrap:nowrap;overflow-x:auto;padding-bottom:6px}.tool-tab{white-space:nowrap}}

/* PDF links restored inside Protection for Every Stage cards */
.service-card{display:flex;flex-direction:column}
.service-card .service-pdf{margin-top:auto;padding-top:18px;color:var(--navy,#0b2a4a);font-weight:700;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.service-card .service-pdf::after{content:"↗";font-size:.9em}
.service-card .service-pdf:hover{text-decoration:underline}

/* Version 5 enhancements */
.tools-dashboard{background:#fff}.dashboard-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.dashboard-grid a{position:relative;border:1px solid var(--line);border-radius:22px;padding:25px;background:linear-gradient(145deg,#fff,#f4f8fd);min-height:158px;display:flex;flex-direction:column;transition:.2s transform,.2s box-shadow,.2s border-color}.dashboard-grid a:hover{transform:translateY(-4px);box-shadow:0 18px 42px rgba(7,26,59,.12);border-color:#aac8e8}.dashboard-grid span{font-weight:900;color:var(--royal);letter-spacing:.12em}.dashboard-grid strong{font:700 1.25rem 'Playfair Display',serif;color:var(--navy);margin:22px 0 5px}.dashboard-grid small{color:var(--muted)}
.why-section{background:linear-gradient(180deg,#fff,var(--ice))}.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.why-copy h2{font-size:clamp(2rem,4vw,3.3rem);color:var(--navy);margin:14px 0}.why-copy p{color:var(--muted);margin-bottom:25px}.why-list{display:grid;grid-template-columns:1fr 1fr;gap:16px}.why-list div{min-height:155px;border-radius:20px;padding:25px;background:#fff;border:1px solid var(--line);box-shadow:0 12px 32px rgba(7,26,59,.07);display:flex;flex-direction:column}.why-list b{font:700 2.35rem 'Playfair Display',serif;color:var(--royal)}.why-list span{color:var(--muted);margin-top:auto}
.video-section{background:#071a3b;color:#fff}.video-section .section-head h2{color:#fff}.video-section .section-head p{color:#c9d9e9}.video-section .kicker.dark{color:#89c5ff}.video-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.video-grid a{min-height:260px;border-radius:24px;padding:28px;background:linear-gradient(145deg,#0d3b73,#1762a7);display:flex;flex-direction:column;justify-content:flex-end;box-shadow:0 20px 44px rgba(0,0,0,.2);transition:.2s transform}.video-grid a:hover{transform:translateY(-4px)}.video-play{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--royal);margin-bottom:auto}.video-grid strong{font:700 1.35rem 'Playfair Display',serif}.video-grid small{color:#cde0f3;margin-top:8px}
.testimonials-section{background:var(--ice)}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.testimonial-grid blockquote{margin:0;border:1px solid var(--line);border-radius:22px;padding:30px;background:#fff;box-shadow:0 10px 32px rgba(7,26,59,.06)}.testimonial-grid p{color:var(--ink);font-size:1.02rem}.testimonial-grid cite{font-style:normal;color:var(--royal);font-weight:800}
.lead-section{background:#fff}.lead-card{display:grid;grid-template-columns:.8fr 1.2fr;gap:55px;border:1px solid var(--line);border-radius:28px;padding:45px;background:linear-gradient(145deg,#f7fbff,#fff);box-shadow:var(--shadow)}.lead-card h2{color:var(--navy);font-size:clamp(2rem,4vw,3rem)}.lead-card p{color:var(--muted)}.lead-form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.lead-form label{display:flex;flex-direction:column;gap:8px;color:var(--navy);font-weight:800}.lead-form input,.lead-form select,.lead-form textarea{width:100%;border:1px solid #cbd9e7;border-radius:12px;padding:13px;font:500 1rem 'DM Sans',sans-serif;background:#fff}.lead-form label:nth-of-type(4),.lead-form button{grid-column:1/-1}.lead-form textarea{resize:vertical}.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:none;border-color:var(--royal);box-shadow:0 0 0 4px rgba(23,98,167,.12)}
.reveal{opacity:0;transform:translateY(18px);transition:.55s opacity,.55s transform}.reveal.visible{opacity:1;transform:none}
@media(max-width:960px){.dashboard-grid{grid-template-columns:repeat(2,1fr)}.why-grid,.lead-card{grid-template-columns:1fr}.video-grid,.testimonial-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.dashboard-grid,.why-list,.video-grid,.testimonial-grid,.lead-form{grid-template-columns:1fr}.dashboard-grid a{min-height:135px}.lead-card{padding:28px 20px}.lead-form label:nth-of-type(4),.lead-form button{grid-column:auto}.why-grid{gap:38px}}